This may be your last chance to get the $8,000 Tax Credit!
If you are a first time home buyer or if you have not owned a home that you have lived in as your primary residence in the last 3 years, then you are running out of time to take advantage of FREE MONEY from the Federal Government.
I don't care if you don't have the down payment, I don't care if you are just getting out of school, and I don't care what excuse you have, it is $8,000 for free and and there are plenty of options when it comes to how you can get your down payment. If nothing else, buy a house where your monthly payment is the same as what you are paying for in rent. Just Do It! You don't even have to use me as your lender, although that would be nice.
Listen, I have a lot of friends and family that were holding out on refinancing until rates went down to 4.25%. Needless to say, they didn't and probably won't ever again. Rates are still low, but not likely to see the bottom which we experienced a few months ago. The point is, don't wait to see if the government renews the credit, don't hold out because they could raise the credit next year, take what you can get now and be happy that you got something for free (especially since you are paying for it anyway!). Anything that is being discussed right now is pure speculation and the guarantee is that you can be under contract by October of this year and still get the FREE $8,000 if you close before December 1st, 2009. Better yet, you can get the credit 6 to 8 weeks after you close. Get this, the State of Texas will even give you a $6,000 - $7,000 bridge loan that you can use for your down payment. All you have to do is pay it back when you get your $8,000 from the Federal Government.
For more information on this and any other great programs, call me today and I will be happy to share the knowledge with you!
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